محاضرات في مقياس تحليل العمليات الإئتمانية

Abstract

Credit process analysis is an applied banking indicator that examines the various methods banks employ in their lending policies, from the initial application to the agency to loan approval at different decision-making levels. This brochure is divided into five sections. The first presents the banking system, explaining its structure, functions, characteristics, and the activities of commercial banks. The next three sections address fundamental credit concepts, basic principles of credit granting, and the analysis of this process, including financial and strategic analysis, as well as models for predicting financial failures of institutions. The fifth section deals with bank credit risk management, including systems for classifying and measuring these risks according to Basel standards.