دور التكنولوجيا المالية في تحقيق الشمول المالي

Abstract

This study aims to determine the role of financial technology in achieving financial inclusion, through analyzing the performance of the National Bank of Algeria in achieving and promoting financial inclusion. It also aims to diagnose the reality of financial inclusion in Algeria during the period 2019-2023. The descriptive-analytical approach- case study –was used, through analyzing the statistical data of your bank related to digital financial services. The study relied on principal component analysis to determine the relationship between the indicators. The study also concluded that the reality of financial inclusion in Algeria has witnessed a noticeable improvement, but there is still a gap. As for the National Bank of Algeria, it has played a pivotal role in disseminating financial technology to enhance the access of financial services to various segments of society, which in turn achieves financial inclusion.